Transform your accounts payable into a new source of revenue.
The first 100% digital supplier finance platform in Brazil. White-label, with securitization capabilities, and ready for your company to monetize its supplier payment flow.
Your accounts payable is a financial opportunity you are not capturing
Cheaper credit for your chain
Your suppliers stop depending on expensive bank credit lines to finance working capital. With receivables advances integrated into your operations, they access liquidity at more competitive rates, while part of the operation's financial revenue remains inside your supply chain.
Less cash flow pressure. More predictability
Avoid constant renegotiations, advance requests, and silent risks in the supplier chain. The platform brings financial predictability to both sides, reducing operational impacts caused by suppliers without liquidity.
Transform accounts payable into revenue
What is now just an operational obligation can become a new source of financial results for your company. Monetize your payment flow through an integrated receivables advance infrastructure, without changing contracts or compromising operational cash.
Discover how much your company's accounts payable can generate in revenue
Answer a few questions and see the potential revenue you can capture in your payments operation.
About your operation
Rate, term, and eligibility parameters can be customized per company. The values above are purely illustrative, for estimation purposes.
Simplified estimate. Open Co prepares a complete and customized simulation after the demo.
The first 100% digital supplier finance in Brazil
A complete platform that transforms your payment flow to suppliers into a structured receivables advance operation, under your brand, without paperwork, with no systems to install.
Invoice Issuance
Your supplier issues the invoice normally.
Automatic Ingestion
The platform captures and organizes invoices via integration with eCNPJ.
Approval
Your financial team approves the invoices eligible for advance.
Advance Request
The supplier requests the advance through the platform without installing anything.
Assignee Funding
The assignee performs the invoice purchase and disburses to the supplier via PIX within 24 hours.
Payment on Maturity
The company pays normally on the original due date to the Assignee.
What your company gains
Transform payments into revenue
Capture part of the revenue generated in each advance made by suppliers. What used to be concentrated in banks now generates financial results for your company.
Preserve your cash and terms
Maintain your normal payment flow and continue paying suppliers on the original date. Without pressing operational cash, without renegotiating contracts, and without changing your financial setup.
Invest in a risk your company knows
Participate in the results of the securitization that funds your own chain of suppliers. Open Co assists in the complete structuring of the operation, from transaction design to operational management, to turn liquidity into financial returns.
Your operation. Your brand. Your control.
The platform operates in a white-label model, integrated with your company's identity. The entire experience happens within your ecosystem, strengthening control and value perception.
100% digital and integrated operation
Onboarding, signatures, assignments, and advance management happen in a single platform. No paper, no manual processes, and no complex integration with legacy systems.
Scale revenue without complexity
The higher the supplier adoption, the greater the funded volume and the revenue potential of the operation. A scalable, recurring model with high growth potential.
For the supplier: receiving early has never been so simple
Everything happens through the platform. No systems to install, no paper to sign, no changing banks.
100% digital platform
The supplier receives an invite, accesses the platform from their browser, and registers in minutes. AI-automated credit analysis. No app to download, no system to install.
Digital signature advance
The supplier chooses which receivables to advance, sees the rate and net amount in real time, and signs the assignment agreement digitally. No paper, no notary, no bureaucracy.
Cash in account
After the digital signature, the disbursement is made directly to the supplier's account. They decide when and how much to advance, with rates better than the banking market.
Advance invoice
Who is behind this
The first 100% digital and uncomplicated supplier finance platform in Brazil is built by Open-Co, the country's largest Credit-as-a-Service and Embedded Finance platform.
No experience with securitization? We take care of everything.
Has your company never operated with credit securitization? Open Co helps in the complete structuring of the operation, from rule definition to operational integration with the platform. You do not need expertise in capital markets to capture this revenue.
Frequently Asked Questions
See Open Supplier in action
Get in touch with our experts and receive a detailed simulation of your company's revenue potential with supplier finance.
Customized simulation
Revenue estimate based on your company's real numbers.
White-label platform tour
See how the system operates under your company's identity.
Financial model & securitization structuring
Understanding costs, spread sharing, and the path to transaction structuring.
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Tell us about your company
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If you wish, use the simulator above to estimate your company's revenue potential.